• Self Employed

This simply means that you are either own a small business or are working as a 1099 subcontractor and are provided no benefits from employment.

Being self-employed and searching for health coverage is just as challenging, since you are now shopping in the maze of health coverage other than group coverage, on your own!

Regardless of whether you are a small business owner or working 1099, the same evaluation criteria apply.  What is most important to you:

Deductible: this is an amount you pay during the year out of your pocket prior to having the policy coverage take over.

Co-payments: how much is your responsibility every time you receive any type of medical service.

Does it include any specific categories that you may need, such as mental health, prescription, maternity, vision, dental, chiropractic, etc.

And finally, what can you afford?  The last thing anyone would want is to obtain coverage that is barely affordable and then have it cancelled due to the inability to pay!

For more information: