• Mini - Medicals

Mini Medicals are often times another way of referring to indemnity plans.

For individuals who are unable to afford or qualify for major medical coverage this type of coverage is an option. Many also use these type of plans to supplement their existing coverage.

Another term used to describe these plans is Limited Medical.  Mini Medical Plans or Limited Medical Plans are often times an affordable solution to employers.  These types of plans can vary but for the most part offer some of the following highlights:

  • Guaranteed Issue
  • Some offer no pre-existing limitations
  • Offer various benefits including preventative care, dental, vision, accidental death & dismemberment, etc.

Mini Medical Health Insurance Plans work well for those who are part-time, temporary, hourly wage, or 1099 employees.  It is important to understand that this coverage is LIMITED and thus not considered a major medical insurance coverage.

UNDERSTANDING TYPES OF HEALTH Plans

Today, more choices for healthcare exist than ever before. This only increases the need to educate yourself about the numerous different types of health insurance plans. There are several types of insurance plans, and many different healthcare providers for each type of plan. 		 

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Coverage Types

Individual  Self Employed  Student  Temporary  Family Health  Small Business  Travel  COBRA  Alternative  Catastrophic  Guaranteed  Indemnity  Dental  Vision

Health Plans

PPO  POS  HMO  HSA  Mini Medical  Discount Plans  Prescription  Dental

FAQ's

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This site is for informational purposes only, contact a licensed agent for plans available in your state.  To Email a request for additional information Click Here: